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What Is a 2/1 Buydown — and Is It the Right Move in Today's Market?
Bob Chamorro 4/3/26 Bob Chamorro 4/3/26

What Is a 2/1 Buydown — and Is It the Right Move in Today's Market?

Sellers are offering concessions right now that most buyers don't know how to use. A 2/1 buydown can lower your rate by 2% in year one — here's how it works and when it makes sense.

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Florida's Hometown Heroes Program Explained — Who Qualifies and How to Apply
Bob Chamorro 4/2/26 Bob Chamorro 4/2/26

Florida's Hometown Heroes Program Explained — Who Qualifies and How to Apply

Teachers, nurses, first responders, and veterans in Florida can receive up to $35,000 toward their down payment — at 0% interest. Here's who qualifies and how to apply.

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5 Mistakes First-Time Homebuyers Make in Florida (and How to Avoid Them)
Bob Chamorro 4/1/26 Bob Chamorro 4/1/26

5 Mistakes First-Time Homebuyers Make in Florida (and How to Avoid Them)

Most first-time buyers make at least one of these five mistakes — and most of them are completely avoidable. Here's what to watch out for before you start your search.

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What Is the Almost Home Program — and Why It Beats a Regular Pre-Approval
Home Buying Tips, First-Time Buyers / Programs, Market Insights, First-Time Buyers Bob Chamorro 4/1/26 Home Buying Tips, First-Time Buyers / Programs, Market Insights, First-Time Buyers Bob Chamorro 4/1/26

What Is the Almost Home Program — and Why It Beats a Regular Pre-Approval

Lost a home to another buyer? There's a program that gives you the strength of a cash offer without paying cash. Here's how it works.

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Renting vs. Buying in South Florida in 2026 — What the Numbers Actually Say
Bob Chamorro 2/5/26 Bob Chamorro 2/5/26

Renting vs. Buying in South Florida in 2026 — What the Numbers Actually Say

The average South Florida renter pays over $33,000 a year with nothing to show for it. Here's what the numbers actually say about buying in 2026.

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